Commercial lending can be an important part of a bank’s lending operation. However, it is important to not overlook the regulatory concerns that can arise. This course examines how key regulations affect commercial lending.
All bank employees are expected to make good decisions every day based on the organization's values and contemporary standards in business ethics. This course provides you with a solid framework for ethical decision making.
Short Description: The practice of offering different credit terms based on a consumer’s credit history is a major component of modern banking. This course discusses the rules and requirements regarding risk-based pricing as outlined in the Fair Credit Reporting Act.
Get to know the Fair Lending laws! This course provides you with an overview of the Fair Housing Act, The Equal Credit Opportunity Act, The Home Mortgage Disclosures Act, and the Community Reinvestment Act.