Regulation B - Special Purpose Credit Program (SPCP)

This Regulation B – Special Purpose Credit Programs online training course explores Regulation B, which includes provisions for Special Purpose Credit Programs (SPCPs) that help those applicants that may not meet the eligibility criteria or who may be subject to higher rates. Generally, these programs target an economically disadvantaged class of individuals and are authorized by federal or state law. These programs provide credit to those who may not otherwise be able to get credit. This course covers Special Purpose Credit Programs.

Course Learning Objectives

By taking this online Regulation B – Special Purpose Credit Programs course, the user will learn:

• What a Special Purpose Credit Program is
• How to apply the requirements of Regulation B
• About the special rules in cases of financial need

Course Outline

This online Regulation B – Special Purpose Credit Programs course is made up of the following sections:

1. Background
2. Standards for Special Purpose Credit Programs
3. Regulatory Requirements

Course Audience

This Regulation B – Special Purpose Credit Programs online training course was designed for all bank employees.

If you have any concerns as to whether this course is appropriate for you or your industry, please browse our full selection of online courses.