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Regulation Z: Open-End Credit (Real Estate)

Regulation Z requires creditors to disclose the terms and cost of consumer credit transactions and includes rules meant to inform and protect consumers and there are specific requirements for open-end credit plans. This Regulation Z: Open-End Credit (Real Estate) online training course focuses on the requirements and limitations extended to open-end consumer credit secured by real estate.
SKU: P0178EN
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Regulation Z or the Truth in Lending Act encompasses several laws or acts and has been amended over the years. Regulation Z requires creditors to disclose the terms and cost of consumer credit transactions and includes rules meant to inform and protect consumers. There are specific requirements for open-end credit plans, whether they are real estate secured or not.

This Regulation Z: Open-End Credit (Real Estate) online training course focuses on the requirements and limitations extended to open-end consumer credit secured by real estate. This course is intended for lenders, loan operations staff, and compliance personnel.

Course Learning Objectives

By taking this online Regulation Z: Open-End Credit (Real Estate) course, the user will learn to:

  • Ensure your bank is providing the appropriate disclosures to account holders in the required timeframes
  • Understand how costs, interest and fees are calculated and charged
  • Know what date payments must be credited to an account based on when they were received
  • Determine when disputes must be resolved and understand the activities a creditor is prohibited from when there is a dispute

Course Outline

This online Regulation Z: Open-End Credit (Real Estate) course is made up of the following sections:

  1. Disclosures
  2. Loan Calculations
  3. HELOC Limitations
  4. Right of Rescission
  5. Periodic Statements
  6. Crediting of Payments
  7. Billing Error Resolution

Course Audience

This Regulation Z: Open-End Credit (Real Estate) online training course was designed for individuals in the consumer lending arena, both real estate and non-real estate.

If you have any concerns as to whether this course is appropriate for you or your industry, please browse our full selection of online courses.

Products specifications
Course LanguageEnglish
Length Range30 Minutes or Less
Length (Hours)0.5
Course FeaturesAudio, Mobile, Accessible, Video
Module Number(s)40485EN