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This Regulation E: Overdrafts online training course explores detailed information on Regulation E overdraft requirements for banks. Regulation E provides basic protections for a consumer when using an electronic fund transfer services that a bank offers. Regulation E states that overdraft services offered must provide consumer protections and that the bank must tell consumers who use the service exactly what is included and what is covered before charging a fee for ATM and one-time debit card transactions. Everyone working with customers needs to understand the opt-in requirements for an overdraft service covered under Regulation E. It is important bank personnel know whether or not the bank offers overdraft services and if so, what the policies and procedures are so they can disclose and explain them to customers. This course is intended for deposit account service, compliance and operations personnel.
By taking this Online Regulation E: Overdrafts course, the user will learn to:
This Online Regulation E: Overdrafts course is made up of the following sections:
This Regulation E: Overdrafts course training course was designed for bank employees.
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