Fair Lending: Overview

In this Fair Lending online training course, we will discuss the laws regarding fair lending practices in the United States and explain the fair lending regulations and discuss the policies and procedures your bank needs to enact to ensure compliance with them. It will cover the Fair Housing Act, The Equal Credit Opportunity Act, The Home Mortgage Disclosures Act, and the Community Reinvestment Act.

Extending credit is a cornerstone of banking. Because of society's need for lending and credit, Congress has passed a number of acts ensuring that banks distribute credit fairly.

Course Learning Objectives

By taking this online Fair Lending course, the user will learn to:

• The Fair Housing Act (FHA)
• The Equal Credit Opportunity Act (ECOA)
• The Home Mortgage Disclosure Act (HMDA)
• The Community Reinvestment Act (CRA)

Course Outline

This online Fair Lending course is made up of the following sections:

1. The Fair Housing Act (FHA)
2. The Equal Credit Opportunity Act (ECOA)
3. The Home Mortgage Disclosure Act (HMDA)
4. The Community Reinvestment Act
5. Assessment area delineation

Course Audience

This Fair Lending online training course was designed for bank employees.

If you have any concerns as to whether this course is appropriate for you or your industry, please browse our full selection of online courses.